Files you should provide the fresh new Pag-IBIG work environment individually:

It’s also possible to fill out a duplicate of one’s current ITR you to has actually a beneficial BIR stamp. I think because of it one, you are going to need to see your RDO to obtain stamped.

When you find yourself a beneficial freelancer or operator, you can complete a duplicate of one’s audited ITR and you can BIR stamp. I don’t try out this one to as the I was not the person who applied for the mortgage and that i didn’t join getting co-borrower, however, In my opinion this should suggest taking the latest ITR, and simply to go on the safe side, your bookkeeping guides, towards RDO.

While employed, you can also opt to complete your certified a month spend slip old about three months in advance of go out out of app. Jay made a decision to submit three to close the offer, haha! He also filed his COE together with all of them.

That is into starting point. Pag-IBIG will evaluate their distribution to test your qualifications to put on to have a house financing.

Once you have recorded these data files on the web, you will discover an email prompting that purchase the newest processing payment. We paid Php step 1,000. Make certain you print out a copy of one’s confirmation of the payment. You’re going to have to promote that it to help you Pag-IBIG , and the most other conditions, once you’ve come greeting to see their place of work using email address or a trip.

Here are the documents that you ought to give Pag-IBIG once you have started requested add your posts really:

step 1. Every unique duplicates of the documents you filed regarding the first processes, apart from the new selfie. You ought to likewise have your own ID photocopied.

2. A copy of your Unique Strength of Attorneys into the agent. (In case your owner isnt regarding the Philippines)

The cost of notarization relies on the latest conformed price of the house specified on your own price to sell.

They will along with inquire when deciding to take your photo together with your legitimate ID again. This time, it could be their workers who will do the sample.

Assessment stage

Just like the dining table officer looks more than your articles and you may observes zero inaccuracies, you are requested to fund assessment percentage. I paid back Php dos,000.

We had been told to wait getting a trip from a single regarding their staff about your schedule of the home appraisal. What will happen through the home assessment is because they will be sending agents so you’re able to inspect our house to find out if it suits their simple my explanation and standards.

It titled three days ahead of they went along to. New appraisers had been at the put by the 8AM. It went within the, featured the brand new measurements and you may failed to very communicate with you anywhere near this much. They simply ran to always check for every room at home.

After that which was they. We were advised to go to because of their current email address if or not all of our financing might have been acknowledged or otherwise not acknowledged; yet not, they currently informed united states the household we had been seeking get are lacking step 1 meter in width on their criteria.

Mortgage Refuted

We gotten a message of Pag-IBIG formally stating that the latest size of our home failed to meet their requirements, hence try you to. Which was the conclusion all of our experience……for now.

I considered submitting a letter off reconsideration, but the email address obviously reported that we’d to deal with the newest material and you can commit to making the requisite alter, and this i couldn’t. Therefore we needed to accept the destiny and move forward.

Oh well, at the least i’ve gathered a life skills that individuals can also be include in the near future in order to show all of our kids when it is the seek out buy their property. We had been, needless to say, troubled, however, we are going to keep our expectations up until we in the long run select the place we can call household.