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Rightmove says mortgage rates will settle in the New Year but will remain elevated, and this is likely to have a dampening effect on buyers’ budgets. Product transfer deals, for borrowers already with Halifax and looking to switch deals, have been cut by up to 0.92percent. The deals are available through brokers or directly from the lender. Applicants have a full six months to complete the deal from the point of offer.

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Coventry building society is cutting selected fixed rates across its range for residential and buy-to-let borrowers from Friday . The mutual is withdrawing all tracker rate deals for new and existing customers. Not all but several online casinos require players to claim the offer via a no-deposit bonus code. The no-deposit promo code ensures players claim the correct bonus to enjoy pre-selected bingo games or free spins on casino pre-selected games once. Almost all free spins no deposit bonus offers and no-deposit casino bonus promotions are subject to wagering requirements.

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It is offering a two-year fixed rate for so-called ‘light’ adverse credit borrowers at 7.85percent (75percent LTV). The Pepper 24 Bankruptcy two-year fixed rate deal has been cut to 8.44percent. Barclays has also announced rate cuts to selected fixed and tracker rate deals for residential and buy-to-let borrowers from tomorrow . Together Mortgages, the BTL Lender, has cut selected deals across its two- and five-year fixed rates for landlords.

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The calculation is based on an average five-year fixed rate of 4.44percent (on a 25-year repayment mortgage) for an average first-time buyer mortgage of 191,219. It assumes a purchase price of 224,963 – Rightmove’s highest recorded average asking price for first-time buyer properties. The firm says rising interest rates mean borrowers with a 15percent cash deposit are paying 1,056 a month on their mortgages, compared to 865 a month in May 2022. Nationwide building society is offering its existing mortgage customers interest-free loans to pay for green home improvements, writes Jo Thornhill.